Authors: Mr. R.Rajesh, Bura Keerthi, K.Keerthan Reddy, A.Siddartha
Abstract: Smart Loan is an intelligent system designed to predict loan eligibility and assess risk using machine learning techniques. Traditional loan approval processes are time-consuming and prone to human bias. This system automates the evaluation process by analyzing applicant data such as income, credit history, employment status, and financial behavior. The model predicts whether a loan should be approved and categorizes applicants based on risk level (low, medium, high). The system ensures faster decision-making, reduces default risks, and improves efficiency for financial institutions.
