Authors: Dr. Priyanka
Abstract: Corporations today operate in environments marked by financial volatility, sustainability pressures, rising workplace safety expectations, and increased scrutiny from regulators and stakeholders. Traditional risk-management frameworks—which focus mainly on financial indicators—are no longer sufficient. This study proposes a comprehensive Integrated Risk Model (IRM) that merges Financial Risk, Occupational Safety & Health (OSH) Risk, and Environmental, Social & Governance (ESG) Risk into a single evaluative structure. Using comparative analysis, survey data, secondary financial records, and regression modelling, the paper examines how OSH and ESG performance influence financial resilience and overall corporate stability. Findings suggest that firms with strong OSH and ESG systems consistently experience fewer disruptions, lower costs, enhanced productivity, and significantly higher financial resilience scores. The research demonstrates that integrating OSH and ESG risk indicators into financial risk management leads to more accurate predictions of long-term corporate performance.
DOI: https://doi.org/10.5281/zenodo.17775670
