AI-LoanAI-LoanApproveX: An Intelligent Machine Learning-Based Loan Approval Prediction

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Authors: Moaiz Kazi, Sufiyan Ansari, Arhaan Shaikh, Madhvi Saxena, Usaid Khairdi

Abstract: The digital world we live in today is creating an amount of unorganized data. This has led to something called hoarding. People who use cloud storage often feel overwhelmed by the number of files they have. They have a time searching for things and their organized systems start to fall apart. To solve this problem we are introducing XAI-CloudAssist. XAICloudAssist is a tool that is designed to work in the cloud. It automatically sorts files into categories using a group of Random Forest models. Unlike automated systems that are hard to understand our approach is transparent. We use something called Explainable AI to make sure people can see how it works. We use SHAP values to show why each file is sorted into a category. We give a score to each piece of information about the file to show how important it is. When we tested XAI-CloudAssist it was able to sort files 98 percent of the time. This shows that things like how space a file takes up and how often it is used are very good, at predicting what category it belongs in. XAICloudAssist also explains why each file is sorted into a category. This helps people understand the decisions it makes and trust that it is working correctly. XAI-CloudAssist is related to Cloud Computing and File Organization and Machine Learning and Explainable AI and SHAP and Random Forest and Automation and Data Governance.

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