Authors: Dr. S. Roslin
Abstract: In recent years, Systematic Investment Plans (SIPs) have emerged as a preferred investment strategy among Indian investors due to their disciplined structure, affordability, and ability to mitigate market volatility. Simultaneously, gold continues to retain its significance as a safe-haven asset, offering protection against inflation and economic uncertainty. This study aims to evaluate the performance of SIP investments in gold by empirically examining the Axis Gold Fund Regular–Growth scheme over a ten-year period from 2015 to 2025.The research adopts a quantitative research methodology and relies on secondary data to analyze SIP performance across multiple investment horizons, namely 10 years, 5 years, 3 years, 2 years, and 1 year. Key performance indicators such as total investment, latest value, absolute return, annualized return, Return on Investment (ROI), Investment Growth Factor, and Wealth Gain are employed to assess the effectiveness of gold SIPs as both short-term and long-term investment options. Overall, the study concludes that SIPs in gold mutual funds represent a reliable and structured investment avenue for wealth creation and portfolio diversification. The results offer valuable insights for investors, financial planners, and academicians by highlighting the relevance of gold SIPs in long-term financial planning and risk management strategies.
DOI: https://doi.org/10.5281/zenodo.18678948
